JAIIB 2025 Syllabus & Exam Pattern: Complete Guide with Updated Topics

Preparing for the JAIIB (Junior Associate of the Indian Institute of Bankers) 2025 Exam? Understanding the latest syllabus and exam pattern is crucial to cracking it on your first attempt. This comprehensive guide covers all four subjects, marking schemes, and key updates you need to know.

What is JAIIB?

The JAIIB exam, conducted by IIBF (Indian Institute of Banking & Finance), is a flagship certification for banking professionals. It enhances your knowledge of banking, finance, and related laws, ultimately helping you climb the career ladder.

JAIIB 2025 Exam Pattern

Mode: Online (Computer-Based Test)
Papers: 4
Question Type: Multiple Choice Questions (MCQs)
Total Marks per Paper: 100
Passing Marks: 50% (i.e., 50 out of 100)
Negative Marking: No
Duration: 2 hours per paper

JAIIB 2025 Syllabus Overview

The JAIIB syllabus consists of four subjects:

1. Indian Economy & Indian Financial System (IE & IFS)

Indian Economy basics
Financial architecture and regulators
Financial markets and instruments
Recent developments in the Indian financial system

2. Principles & Practices of Banking (PPB)

Banking structure and functions
Core banking solutions
Ethics in banking
Customer relationship management

3. Accounting & Financial Management for Bankers (AFM)

Basics of accounting and bookkeeping
Financial statement analysis
Costing and budgeting
Working capital and capital structure

4. Retail Banking & Wealth Management (RBWM)

Retail banking operations
Marketing of banking services
Wealth management and financial planning
Digital banking and technology trends

Preparation Tips for JAIIB 2025

Understand the updated syllabus and focus on high-weightage topics.
Practice with mock tests and previous years’ papers.
Use IIBF-recommended books and online study resources.
Maintain a study schedule covering all four subjects evenly.